Mamičky na MD alebo po MD s deťmi
Povedz nám niečo o sebe a o svojej rodine.
Krásny deň 🙂 Som 3×M – mama, manželka, manažérka. Medzi tieto tri „povolania“ rozdeľujem svoj čas. A keď mi ešte nejaký ostane, venujem ho sebe a priateľom.
Vyštudovala som Obchodnú akadémiu v Prešove. Vysokú školu som si síce vyskúšala, no po dvoch mesiacoch som pochopila, že som skôr človek do praxe než študijný typ. Počas školy som pracovala ako čašníčka a po jej skončení som odišla do Anglicka, kde som pracovala za pásom. Po návrate domov som nechcela nečinne sedieť, a tak som si začala hľadať prácu. Našla som ju – svoju vášeň, poslanie a životný štýl.
Ako vyzeral tvoj bežný deň na materskej dovolenke?
Každý deň bol iný. Boli dni, keď sme sa so synom krásne zladili – hrali sme sa, chodili von, venovali domácnosti. Keď prišiel jeho čas spánku, začínal môj pracovný režim. Efektivita sa stala nevyhnutnosťou. Počas troch rokov na materskej som si možno dvakrát ľahla oddýchnuť, keď spal on – ale priznávam, že mi to nešlo. 😊
Prelomový moment
Ako si sa dostala k finančnému sprostredkovaniu?
Po návrate z Anglicka som si hľadala prácu, poslala životopis – a zavolali mi. Tak jednoducho to celé začalo.
Čo ťa na tejto práci oslovilo najviac?
Najviac ma zaujala sloboda – môcť žiť a pracovať podľa seba, mať možnosť rásť a docieliť finančnú aj časovú nezávislosť.
Prvé kroky
Ako sa ti darilo fungovať popri starostlivosti o dieťa?
Veľmi efektívne 🙂 Uvedomovala som si, že čas je vzácny. Pomáhal mi manžel aj svokrovci – keď sa venovali malému, ja som mohla párkrát do týždňa pracovať niekoľko hodín.
Kto ťa najviac podporoval?
Na začiatku som sa spoliehala hlavne na seba – 90 % ľudí neverilo, že v tejto oblasti vydržím dlhšie ako dva mesiace. Dnes viem, že práve táto viera v seba bola mojím najväčším motorom.
Výzvy a prekonanie
Čo bolo pre teba najnáročnejšie?
Prijať, že na prácu už nemám toľko času ako predtým. A pochopiť, že efektivita nie je len slovo, ale životný štýl.
Ako si zvládala čas, energiu a nové úlohy?
Pomohol mi time-management a silný motív dokázať viac – pre seba, pre rodinu a pre budúcnosť.
Úspechy a zmeny
Čo ti podnikanie prinieslo počas materskej?
Okrem príjmu, spoločenského života a osobného rastu mi dalo hlavne pochopenie – že v klasickom zamestnaní by som nemala priestor rásť ani si prispôsobovať deň podľa seba.
Ako to zmenilo tvoje sebavedomie a pohľad na budúcnosť?
Úplne. Zistila som, že dieťa nie je prekážka, ale motivácia. Práve kvôli nemu chcem viac – učiť ho, inšpirovať a ukázať mu, že sny sa dajú naplniť.
Posolstvo
Prečo je podľa teba táto práca ideálna pre mamičky na materskej?
Pretože vhodnejšia jednoducho nie je. 😊 Flexibilný čas, vlastné tempo, možnosť kariérneho rastu aj popri výchove dieťaťa – a nadštandardný príjem ako bonus.
Čo by si odkázala ženám, ktoré sa boja, že to nezvládnu?
Nemyslite hneď na to, že to nezvládnete, ak ste to ešte neskúsili. Každá mama vie, aké je to mať plány a sny, ktoré sa s dieťaťom niekedy obrátiť naruby. Ja ďakujem za prácu, v ktorej si môžem čas aj život zariadiť podľa seba – s možnosťou rásť, cestovať a spolupracovať s ľuďmi, ktorých si sama vyberiem.
Riadiť sa dá jednoduchým heslom:
„Kto chce, hľadá spôsoby. Kto nechce, hľadá dôvody.“
How do I qualitfy for our
Payday Loan lender service?
To qualify for our payday loan lender service, we consider a few key factors to ensure a streamlined and transparent process. Our goal is to provide access to financial assistance for those facing temporary cash flow challenges. Here are the typical qualifications you'll need to meet:
Steady Employment or Verifiable Income Source
Minimum Age Requirement (typically 18 years or older)
Active Checking Account for Direct Deposit
Proof of Residence and Valid Government-Issued ID
How do I qualitfy for our
Payday Loan lender service?
To qualify for our payday loan lender service, we consider a few key factors to ensure a streamlined and transparent process. Our goal is to provide access to financial assistance for those facing temporary cash flow challenges. Here are the typical qualifications you'll need to meet:
Steady Employment or Verifiable Income Source
Minimum Age Requirement (typically 18 years or older)
Active Checking Account for Direct Deposit
Proof of Residence and Valid Government-Issued ID
Get a Quick Decsion
We understand that unexpected expenses can't be put on hold, which is why our streamlined application process and efficient review system are designed to provide you with a decision promptly. Once you've submitted your online application, our team works diligently to verify your information and assess your eligibility. Within a matter of hours, you'll receive a response, eliminating the stress and uncertainty of a prolonged waiting period.
With our commitment to swift decision-making, you can rest assured that your financial needs will be addressed promptly, allowing you to focus on resolving your pressing obligations without further complications.
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What you will learn with this book
Short-Term Cash Loans
These loans provide a quick infusion of cash to cover immediate expenses until your next paycheck arrives. With relatively small loan amounts and short repayment periods, usually a few weeks, they offer a temporary solution for unexpected bills or cash shortfalls.
Payday Advances
Similar to short-term cash loans, payday advances are designed to bridge the gap between paydays. You can borrow a portion of your upcoming paycheck and repay the advance, plus fees and interest, when you receive your next paycheck.
Cash Loan
A cash advance allows you to borrow money against your credit card's available balance. Payday lenders may offer this service, providing you with immediate cash in exchange for fees and the promise to repay the advance from your next paycheck.
Title Loans (using a vehicle title as collateral)
For those who own a vehicle outright, title loans allow you to use your vehicle's title as collateral for a short-term loan. The lender holds onto your title until the loan, plus interest and fees, is repaid.
Installment Loans
Unlike single-payment payday loans, installment loans from payday lenders are repaid over a longer period through scheduled installments. This can make larger loan amounts more manageable but also increases the overall interest paid.
Check Cashing Services
Many payday lenders offer check cashing services, allowing you to cash personal, payroll, government, or other types of checks for a fee, providing instant access to those funds.
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Costs
Loan amount:
$xxx - $xx,xxx
Repayment period:
12 monts - 24 months
Payday loans typically come with relatively short repayment periods, often aligning with your next pay cycle. Many lenders require repayment in full, including the principal amount borrowed plus interest and fees, within 2-4 weeks. The interest rates charged by payday lenders are significantly higher than those offered by traditional banks and credit unions for longer-term loans.
Annual percentage rates (APRs) can range anywhere from 200% to 500% or even higher in some cases. While this makes payday loans an expensive option, the trade-off is quick access to cash for those unable to qualify for more favorable rates from banks. Lenders justify the higher rates as compensation for taking on borrowers with poor or no credit histories. It's crucial to carefully review the terms and have a plan to repay the full amount on time to avoid rolling over the debt and incurring additional fees.
FAQS
How much can I borrow with a payday loan?
The maximum loan amount varies by lender and state regulations, but typically ranges from $300 to $1,000. Many lenders offer smaller sums like $100 or $200 for first-time borrowers or those with limited income.
What do I need to qualify for a payday loan?
While requirements can vary, most lenders require you to be at least 18 years old, have a steady source of income, an active checking account, and a valid form of identification. Some may also consider your credit history but bad credit does not automatically disqualify you.
How long do I have to repay a payday loan?
Payday loans are short-term loans designed to be repaid with your next paycheck, usually within 2 to 4 weeks. Some lenders may offer slightly longer terms of up to 45 days, but the loan periods are meant to be brief until your next pay date.
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